Employees, company owners and directors

Our work covers a wide range of lifestyle financial planning services, including pension advice, savings and investments and protection and tax planning.

Creating the life you want

Our role is to ensure that your finances support your ambitions for your life, whatever they are. Running a business and managing your finances can take it’s toll on you, so we are here to help. Whether you want to gift your children a private education, pay for university fees, buy your dream property or take your business from start-up to successful enterprise, a financial plan will improve your chances of success by ensuring that everything is working in your favour.

We understand what we’re doing

Investing

To establish whether an investment strategy is right for you, we’ll explore what you want to achieve, over what timescale and how much risk you are comfortable with. Our team will then build and manage a portfolio that aligns with your goals and risk appetite.

Financial protection

Money is the last thing you want your loved ones to worry about in the event you were to become seriously ill, die, or find yourself unable to work. We’ll help you build a wall of protection that ensures your family is not left struggling to pay bills if life takes an unexpected turn.

Pension planning

With so many options when it comes to pensions, it can be hard to know which route to take. We provide expert and unbiased advice on the most advantageous ways to fund your retirement and ensure your arrangements are aligned to your specific needs.

Tax efficiency

Paying unnecessary tax means there’s less money available to invest in your future and achieve your dreams. We’ll help you understand how to take income from your business in a tax-efficient way and ensure you are using all the available tax allowances and savings vehicles available to you.

Please note: Your capital is at risk. The value of your investments (and any income derived from them) can go down as well as up and you may not get back the full amount invested.

What our clients say

My pension set-up was very complex, but thanks to the expert knowledge of the team at Lifesteps, I’ve managed to navigate the transition from pre-retirement to post-retirement with minimum fuss. This has given me a great deal of financial comfort.

I have been dealing with the team at Lifesteps for the last 10 years, and in that time the level of service and attention to detail has been second to none.

Frank McCarthy

The team has expert knowledge of pensions and investments. They are always available and highly professional in their approach, and I have always trusted their judgement and advice. I would highly recommend them to anyone looking for financial advice.

Mark Bourke

Lifesteps conducted thorough research and met with me on a number of occasions before they offered me any advice. I am very happy that the portfolio they’ve recommended is suitable for my risk profile and liquidity needs. The level of service and communication post-investment is equally impressive and very reassuring.

Dorothy Ahearn

Financial planning for the life you choose

We offer a highly client-focused, personalised financial planning service to individuals and the owners and directors of small businesses. From our work together, you’ll gain a roadmap that shows you how you’ll get from A to B and achieve the goals that are important to you.

And just as importantly, you’ll gain an ongoing relationship with us that recognises that life doesn’t stand still at the point you make a financial plan; things change. When they do, having our team by your side means that we can quickly adjust the plan so that you don’t get blown off course.