Self-employed

Having a financial plan that allows you to achieve your goals in life is important for everyone, but it is particularly important when you work for yourself.

Financial security now and in the future

When you are self-employed, you are responsible for putting in place much of the financial security that it’s easy to take for granted when you are employed.

We will help you create a plan that ensures you are protected from the financial impact of life’s twists and turns and that you are putting enough aside for retirement while still being able to enjoy your life today.

We understand what we’re doing

Investing

To establish whether an investment strategy is right for you, we’ll explore what you want to achieve, over what timescale and how much risk you're comfortable with. Our team will then build and manage a portfolio that aligns with your goals and risk appetite.

Financial protection

Financial protection matters when you are self-employed, as you won’t have employment benefits such as enhanced sick pay, for example. We’ll help you gain peace of mind that your assets and family will be protected if you find yourself unable to work.

Pension planning

With so many options when it comes to pensions, it can be hard to know which route to take. We'll tell you what you have, whether it’s likely to lead to the retirement you hope to have, and help you set up a pension if you don’t currently have anything in place.

Tax efficiency

Paying unnecessary tax means there’s less money available to invest in your future and achieve your dreams. We’ll help ensure that you are achieving maximum tax efficiency, using all the available tax allowances and savings vehicles open to you.

Please note: Your capital is at risk. The value of your investments (and any income derived from them) can go down as well as up and you may not get back the full amount invested.

What our clients say

I have been dealing with the team at Lifesteps for the last 10 years, and in that time the level of service and attention to detail has been second to none.

Frank McCarthy

Lifesteps conducted thorough research and met with me on a number of occasions before they offered me any advice. I am very happy that the portfolio they’ve recommended is suitable for my risk profile and liquidity needs. The level of service and communication post-investment is equally impressive and very reassuring.

Dorothy Ahearn

My pension set-up was very complex, but thanks to the expert knowledge of the team at Lifesteps, I’ve managed to navigate the transition from pre-retirement to post-retirement with minimum fuss. This has given me a great deal of financial comfort.

The team has expert knowledge of pensions and investments. They are always available and highly professional in their approach, and I have always trusted their judgement and advice. I would highly recommend them to anyone looking for financial advice.

Mark Bourke

Supporting your life ambitions

Our role is to ensure that your finances support your ambitions, whatever they are. Whether you achieve a better work-life balance, buy your dream property or take your business from start-up to successful enterprise, a financial plan will improve your chances of success by ensuring that everything is working in your favour.